Having an active auto insurance policy is always important if you drive, but it is even more important when you need SR22 coverage. If you recently found out that you need this coverage, you might have a few questions about it. You might wonder what it is and why you need it. You might also wonder how it works and how to purchase it. Here is a guide to help you know the answers to these questions.
What SR22 Actually Is
Auto insurance is something you need to drive, as it protects you and other drivers. SR22 insurance is not really insurance, though. Instead, it is a form that states that a person has insurance. In other words, SR22 is proof that a person has insurance. When you buy an SR22 policy, you must buy an auto insurance plan first. The insurance company then adds the SR22 form to the policy, and this proves that you have coverage.
Why You Need It
You may need SR22 insurance coverage for several reasons. First, some people need it to keep their driving privileges. Secondly, others need it to get their driver's license back. These are the reasons people need it, but you might wonder what causes a person to need it. After all, not everyone needs it. People only need SR22 insurance when they have certain things on their driving records. For example, if you get a DUI, you will likely need it. You might also need it if you have too many traffic violations.
How It Works
SR22 insurance is something you buy from an auto insurance company. When you buy the plan and pay your premiums, your insurance company files an SR22 form with your local DMV. When the DMV receives the form, they add it to your account. The result of this is that you can keep your driver's license or get it back if this was a requirement you had to meet.
How to Buy It
You can buy a policy from any insurance company that offers SR22 insurance. You can find many companies that offer this, but there are also many that do not. When you find a company, you can ask for a quote. If you want to go with that company, you will need to pay your premiums, which starts the policy.
If you need SR22 insurance coverage, do not hesitate. Contact an auto insurance company today to start an auto insurance plan that includes SR22 coverage. Contact a company like Bill Blake Auto Insurance to learn more.
